The internet or digital channel becomes increasingly critical in the era of digital transformation. In the digital world, all users have a digital identity, made up of biometric data, passwords, personal data, etc. The higher volume of digitals make critical the need to authenticate, validate and protect the digital identity of people.
COVID-19 abruptly accelerated the movement towards digital and remote interaction, highlighting the importance of having a secure digital channel to interact with customers, suppliers, workers, and family members.
Integration of different security capabilities in the client’s business process. On the one hand, Onboarding or the digital registration of new clients, employees, or citizens; that is, the creation of new digital identities. Then, control of secure access through robust authentication mechanisms. Finally, the ability to analyze and detect fraud online.
They facilitate the incorporation of new users or clients through the secure validation of their digital identities remotely, through a digital channel. In this way, the current main limitation is overcome to achieve user registration: physical presence.
The digital onboarding process requires validating that the person presenting the data of a person, such as their identity document, is the same person. The proof of life, based on 3D video, has been proven as one of the most reliable and difficult mechanisms to deceive by impersonations such as photographs.
Digital channels generate transactions of all kinds, many of which involve the movement of money, such as banking or retail transactions. Cybercrime has been especially adept at attacking these channels through various means such as social engineering, Man In the Midle or Man in The Browser. The ability to detect through behavior monitoring is a key piece of fraud control.
Digital identity validation requires a comprehensive and robust scheme that ensures that the user “is who he says he is.” NeoSecure works with various industry players that provide solutions suitable for different scenarios and that combine different authentication factors such as tokens or softokens, both on-premise and in the cloud, biometric factors, geolocation factors, etc.